Mortgage and refinance interest rates today, January 24, 2026: The 30-year drops to an important baseline
The average 30-year fixed mortgage rate has once again slipped to an important baseline. The current 30-year rate is 6.00%, according to data compiled from the Zillow lender marketplace. The 15%-year fixed rate is 5.50%. Now may be a good time to lock in a mortgage rate. MORE: See which lenders have the best mortgage
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